The statement date usually falls on the same day each month, and all of your posted transactions from the last statement date to the end of the next statement date will reflect on this statement. If your statement date falls on a weekend, it will then be generated on the last working day before the weekend.
Payment due date: The date your payment must be made to avoid any late fee and finance charges. If you don't make the minimum credit card repayment by the due date, you'll incur a late charge, which could affect your credit score. Last month balance: The statement balance of your last credit card statement. This information is to help you recall and manage your spending. Statement balance: The total amount of all the month's transactions plus the unpaid balance from the previous month s and your instalment repayment if any.
Minimum Payment: This is minimum amount you are required to pay for a billing statement. You are encouraged to pay more than the credit card minimum payment to reduce your balance faster.
Paying just the minimum payment each month will keep you in debt for longer and cost you more interest. If your repayment is more than 10 days late, the bank will report your late repayment status to Nation Credit Information Center of Vietnam CIC , which makes it difficult for you to apply for credit facilities with other banks.
Here is an example. This part is really fun. Some credit cards give you reward points. As such, cookies for this site are currently disabled.
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For a list of all the cookies we use and what they do, please read our Cookie Policy. Once your statement is on screen, the download icon will give you the option to send it to an email account or print it if your device is connected to a compatible printer.
Your available balance includes all cleared funds in your account which includes any credit balances you hold and any cleared cheques that have been paid into your account that have been through the clearing cycle. It excludes any pending funds. Please be aware that generally a cheque will now take one working day to go through clearing, therefore the next working day after you have paid the cheque in, if the decision is made to pay the cheque, the funds will show in your account and be available to withdraw straight away.
This will usually be by at the latest. An account held by more than one person. Arranged overdraft. The company, or person, you're paying.
Pending transactions. Recurring transactions. Sort code. This is a six-digit code that identifies your bank branch. Standing order. Taking money out of your account. Back to top. What next? Explore HSBC current accounts. Share facebook twitter pinterest linkedin email. Explore more. Benefits of a current account. Choosing a bank account. You can also check out our query transactions page to help you work out why you might not recognise a payment.
A common reason for confusion is that some shops and retailers show as different names. Your available balance can give you a better idea of what money you actually have to spend.
But our Balance After Bills feature brings you an even clearer understanding of your finances. It takes into account regular outgoings such as standing orders and Direct Debits and estimates your likely balance after those bills. It shows you how much you could have left for the month ahead, once scheduled bills based on previous spend are taken into account.
Find out more about the difference between setting up a Direct Debit and setting up a standing order. Did you find this article useful? Please tell us your reason.
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